Finances are the third resource after time and energy. Some may consider money to be the most important or even the only resource, but they are mistaken. Money is actually the least valuable in the sense that it is the most easily renewed. When all your money is spent, a simple investment of time and energy can again provide for your needs with some left over for others. In a wealthy society, money is easily wasted or can be invested in others for their good. This is the true benefit of money, its facility for providing for others who may be struggling to provide for themselves. The danger is when the giver just gives money without any true concern for the persons receiving or when the receiver becomes dependent on the giver with no intention of providing for their own needs in the future. This is why the giver must give wisely so that their gift is not creating a bigger problem down the road. The missionary, pastor or full-time Christian worker is an interesting exception. They actually are freed to invest all of their time and energy in ministry activities because others are 'employing' them and empowering them financially to do what God has called them to do.